Personal Monthly Budget Planner
Plan your monthly income and spending, record what really happened and see your savings rate and overspending at a glance.
Practical tools for individuals, small businesses and finance professionals. One purchase gives you every available format of a tool: an Excel workbook, a Google Sheets copy and a web app. Add your own company name, logo and currency.
Store opening soon. 3 tools are built and tested. Checkout is not connected yet, so nothing can be bought today. Other tools show "Coming soon" until they are finished and tested.
Plan your monthly income and spending, record what really happened and see your savings rate and overspending at a glance.
Set savings goals, track contributions and see how far you are from each target and the date you will reach it.
Plan how to clear your debts faster with snowball or avalanche repayment and see the interest you save.
Track what you own and what you owe each month and watch your net worth change over time.
Forecast cash in and out for the next 12 months, see your closing balance each month and get warned before cash drops below your safety buffer.
A clean monthly profit and loss statement with margins, year-to-date totals and comparisons.
Prepare a monthly balance sheet with key ratios for liquidity, gearing and working capital.
Compare actual results against budget by month and line, with variances in amount and percentage.
Work out your break-even sales, contribution margin and the price you need to hit a target profit.
Track who owes you and who you owe, with ageing, due dates and expected cash in and out.
An integrated income statement, balance sheet and cash flow model driven by clear assumptions.
Build the annual budget and keep a 12-month rolling forecast by replacing forecast months with actuals.
A one-page monthly management report with your key financial KPIs, trends and targets.
Control project budgets, costs and margins, with forecast-to-complete and earned value indicators.
Explain the numbers: variance bridges with structured commentary templates for monthly reporting.
Map your income and expenses into the IFRS 18 categories and subtotals of the new statement of profit or loss.
Calculate lease liabilities, right-of-use assets, interest and depreciation, with journal entries.
Lease accounting and the new IFRS 18 presentation together, linked into one reporting pack.
Keep a fixed asset register and calculate straight-line or reducing-balance depreciation automatically.
A close checklist with owners and dates, plus bank and balance sheet reconciliation templates.
One integrated model for salaries, payroll costs, headcount and FTE planning, budget and actuals.
Track stock in and out, reorder levels and stock value using weighted average cost.
Apply the five-step model and schedule revenue for contracts with multiple performance obligations.
Calculate realised and unrealised foreign exchange gains and losses on balances and transactions.
Test goodwill for impairment using value in use, with discounted cash flows and sensitivities.
Consolidate several entities, with currency translation, intercompany eliminations and group reports.
A structured due diligence request list and tracker covering financial, tax and commercial areas.
Analyse an acquisition: purchase price, funding, accretion/dilution and returns.
Value a company with discounted cash flow and market multiples, side by side.
Measure and improve working capital: DSO, DIO, DPO and the cash conversion cycle.
Score risks by impact and likelihood, map controls and plan audit coverage.
Plan capital spending and appraise projects with NPV, IRR and payback.
Track marketing spend, campaigns, leads, pipeline and customers, and see CPL, CAC, conversion, pipeline value, ROAS, marketing ROI and sales against target.
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A bundle gives you every tool in it, in every available format. Bundles open when the store opens.
4 tools · worth $14.96 separately · save 33%
6 tools · worth $39.94 separately · save 50%
5 tools · worth $72.95 separately · save 45%
8 tools · worth $127.92 separately · save 61%
2 tools · worth $29.98 separately · save 33%
7 tools · worth $109.93 separately · save 45%
33 tools · worth $410.67 separately · save 76%
No. One purchase gives you every available format of that tool. The product page shows which formats are available before you buy.
Yes. Every tool has a Settings sheet or branding settings for your company name, logo, contact details, currency and date format. The branding is for your own use.
No. A purchase is a licence for your own business use. You can't resell or redistribute the original Banniz product.
No. They help you calculate and present figures under the named standards and show the standard, version and limitations. Your accountant or auditor remains responsible for compliance.
Checkout is being connected. Until then the store shows the tools that are built and tested and marks the rest as Coming soon. Contact us if you want to be told when it opens.